You've been approved for subject to verification of application information. If you would like select a smaller loan amount you may do so on the next page
The first payment of your loan will be due on .
Note: We reserve the right to withhold funding if we are unable to verify the application information you have provided.
In many cases, you can change your payment option on the website. If not, you may update your payment option by calling us at least 3 business days prior to your current due date.
By checking this box you understand that by entering into a transaction with WLCC II D/B/A Arrowhead Advance, you are agreeing to have the law of the Oglala Sioux Tribe govern this Loan. The law of the Oglala Sioux Tribe related to lending does not limit the rate of interest or fees that may be charged; Arrowhead Advance is wholly owned by the Wakpamni Lake Community, a local tribal government. As a tribal government, the Wakpamni Lake Community Corporation is a sovereign corporation and follows all applicable tribal and federal laws. State laws, regulations, and interest rates are not applicable to Arrowhead Advance or WLCC. Please acknowledge that you have read and understand this disclosure by checking the box.
Disclosure - Authorization to Obtain Consumer Report. By applying for a loan with WLCC II D/B/A/ Arrowhead Advance, you authorize WLCC II D/B/A/ Arrowhead Advance and its agents (“we”), to obtain a consumer report from one or more consumer reporting agencies. We may use the consumer report for any purpose authorized by applicable law in connection with a credit transaction involving you and involving the extension of credit to you including but not limited to (i) for authentication purposes, to make sure you are who you say you are, (ii) to make credit decisions; (iii) to determine how much debt you currently have, in order to determine your debt-to- income ratio, and (iv) to obtain information and characteristics from your consumer report from one or more consumer reporting agencies. You authorize us to verify information in your consumer report, and you agree that we may contact third parties without further notice to you to verify any such information. You acknowledge that by clicking "Continue" there will be no impact to your credit score.
Cover car/home
repairs
Pay an overdue or
high utility bill
Repair/Replace an
appliance
Get emergency
medical/dental
care
Avoid bouncing a
check or missing a
payment
Get by between
paychecks
An installment loan is a small, short-term loan designed to extend you extra cash, which you can repay in installments on each of your paydays until your loan is paid in full.
How much you will qualify for depends on a number of factors, including your income and current payment obligations. To verify your possible loan amount, simply complete our fast two-minute online application, speak with a loan agent and your cash could be on the way, usually the next business day! And don't worry, most credit types can qualify, even those with discharged bankruptcy, charge-offs and bounced checks!
We may check both traditional and non- traditional credit reporting agencies when we offer pre-approved loan offers to consumers. During our traditional underwriting process we perform only soft credit inquires and do not report information that might affect your FICO scores. As part of underwriting your application we will do a limited credit check with DP Bureau and/or Teletrack, which are specialized subprime credit bureaus serving the short term installment loan industry. These inquiries are subject to federal law and your privacy and rights are guaranteed by the Fair Credit Reporting.
The amount you qualify for is determined by your personal and unique situation. A number of factors are considered in order to determine how much cash we can give you, including the amount of take-home pay you receive monthly. You must have a net income of $1,000 per month. Please do not overstate your income.
If you do not have a printer handy, there are several ways to get copies of your documents to you. We can fax them to you, email them or fax them to your local Kinko's, Mail Boxes Etc. or PostNet so you can pick them up. To make these special arrangements, please visit our Contact Us page and fill out the form; make sure you indicate your message is about a PENDING loan. One of our helpful representatives will contact you shortly thereafter..
Qualifying is easy and you don't need to worry about your credit. You can qualify if you:
In order to complete your loan and get your cash to you, we MUST confirm your loan details. A loan representative will contact you shortly after you submit your application to verify your details. If you do not hear from a representative, please contact us at 888-459-1315. Once your information is verified, and you’ve been approved, the loan typically funds the following business day.
Upon completing the online loan application, we may need to contact you for additional information in order to process your loan in a timely fashion.
Like any lender, we are required to confirm your employment prior to funding your loan. Please note: we DO NOT tell your employer you are applying for an installment loan. If you are not employed, but have regular income, you can still qualify for an installment loan. Enter your home number in this field or leave it blank if you have benefits income and are not employed.
Knowing how often you are paid helps both you and us know when you will be able to repay your installment loan. If you are not employed, but receive benefits income, please let us know how often you receive your benefits income.
You are able to reprint your loan documents at any time during the lending process. If you wish to reprint your loan documents, contact us and we can email them for later printing or printing at another location.
Flexible payments
Make regular payments or pay off your loan at any time.
Prorated fees
Only pay for the number of days you keep your loan.
No hidden fees
No origination fee, application fee, setup fee or prepayment penalty.
The APR on an Arrowhead Advance loan can range from 200% to 830% depending on the duration of the loan, loan fees incurred and other factors. Keep in mind that the APR range is not your finance charge, which will be disclosed with your loan agreement.
Is it necessary for me to borrow the money?
Can I afford to pay this loan back in full?
Will I be able to pay my regular bills and repay this loan?
Can I afford the extra charges, interest, and fees that may be applied if I miss or fail to make a payment?
Are other credit options available to me at this time?
Late payments of loans may result in additional fees or collection activities, or both. Non-payment of credit could result in collection activities.
This is an example payment scheduled for a $500.00 bi-weekly installment loan taken out on 10/23/2017:
| ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 258.93 % | FINANCE CHARGE The dollar amount the credit will cost you. $474.27 |
| Amount Financed The amount of credit provided to You or on Your behalf. $500.00 | Total of Payments The amount You will have paid after making all payments as scheduled. $974.27 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 11/9/2017 | $69.59 | $560.71 | $413.56 |
| 2 | 11/24/2017 | $69.59 | $543.74 | $360.94 |
| 3 | 12/8/2017 | $69.59 | $521.57 | $313.52 |
| 4 | 12/22/2017 | $69.59 | $497.18 | $268.32 |
| 5 | 1/5/2018 | $69.59 | $470.35 | $225.56 |
| 6 | 1/19/2018 | $69.59 | $440.84 | $185.48 |
| 7 | 2/2/2018 | $69.59 | $408.38 | $148.35 |
| 8 | 2/16/2018 | $69.59 | $372.67 | $114.47 |
| 9 | 3/2/2018 | $69.59 | $333.39 | $84.16 |
| 10 | 3/16/2018 | $69.59 | $290.18 | $57.78 |
| 11 | 3/30/2018 | $69.59 | $242.65 | $35.72 |
| 12 | 4/13/2018 | $69.59 | $190.37 | $18.41 |
| 13 | 4/27/2018 | $69.59 | $132.86 | $6.33 |
| 14 | 5/11/2018 | $69.60 | $69.60 | $0.00 |
This is an example payment scheduled for a $500.00 bi-weekly installment loan taken out on 10/23/2017:
| ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 389.56 % | FINANCE CHARGE The dollar amount the credit will cost you. $684.21 |
| Amount Financed The amount of credit provided to You or on Your behalf. $500.00 | Total of Payments The amount You will have paid after making all payments as scheduled. $1,184.21 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 11/1/2017 | $84.59 | $548.21 | $636.00 |
| 2 | 11/17/2017 | $84.59 | $543.10 | $556.52 |
| 3 | 12/1/2017 | $84.59 | $527.29 | $487.74 |
| 4 | 12/15/2017 | $84.59 | $509.11 | $421.33 |
| 5 | 12/29/2017 | $84.59 | $488.20 | $357.65 |
| 6 | 1/12/2018 | $84.59 | $464.15 | $297.11 |
| 7 | 1/26/2018 | $84.59 | $436.49 | $240.18 |
| 8 | 2/9/2018 | $84.59 | $404.69 | $187.39 |
| 9 | 2/23/2018 | $84.59 | $368.12 | $139.37 |
| 10 | 3/9/2018 | $84.59 | $326.06 | $96.84 |
| 11 | 3/23/2018 | $84.59 | $277.69 | $60.62 |
| 12 | 4/6/2018 | $84.59 | $222.07 | $31.65 |
| 13 | 4/20/2018 | $84.59 | $158.10 | $11.03 |
| 14 | 5/4/2018 | $84.54 | $84.54 | $0.00 |
This is an example payment scheduled for a $400.00 bi-weekly installment loan taken out on 12/1/2017:
| ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 442.02 % | FINANCE CHARGE The dollar amount the credit will cost you. $670.97 |
| Amount Financed The amount of credit provided to You or on Your behalf. $400.00 | Total of Payments The amount You will have paid after making all payments as scheduled. $1,070.97 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 12/15/2017 | $76.49 | $468.00 | $602.97 |
| 2 | 12/29/2017 | $76.49 | $458.07 | $536.41 |
| 3 | 1/12/2018 | $76.49 | $446.45 | $471.54 |
| 4 | 1/26/2018 | $76.49 | $432.85 | $408.65 |
| 5 | 2/9/2018 | $76.49 | $416.94 | $348.07 |
| 6 | 2/23/2018 | $76.49 | $398.33 | $290.19 |
| 7 | 3/9/2018 | $76.49 | $376.55 | $235.48 |
| 8 | 3/23/2018 | $76.49 | $351.07 | $184.47 |
| 9 | 4/6/2018 | $76.49 | $321.26 | $137.79 |
| 10 | 4/20/2018 | $76.49 | $286.38 | $96.18 |
| 11 | 5/4/2018 | $76.49 | $245.57 | $60.50 |
| 12 | 5/18/2018 | $76.49 | $197.82 | $31.76 |
| 13 | 6/1/2018 | $76.49 | $141.96 | $11.13 |
| 14 | 6/15/2018 | $76.60 | $76.60 | $0.00 |
This is an example payment scheduled for a $500.00 bi-weekly installment loan taken out on 10/23/2017:
| ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 513.18 % | FINANCE CHARGE The dollar amount the credit will cost you. $1,083.30 |
| Amount Financed The amount of credit provided to You or on Your behalf. $500.00 | Total of Payments The amount You will have paid after making all payments as scheduled. $1,583.30 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 11/9/2017 | $113.08 | $613.08 | $970.22 |
| 2 | 11/24/2017 | $113.08 | $613.08 | $857.14 |
| 3 | 12/8/2017 | $113.08 | $602.41 | $754.73 |
| 4 | 12/22/2017 | $113.08 | $587.20 | $656.86 |
| 5 | 1/5/2018 | $113.08 | $568.94 | $562.04 |
| 6 | 1/19/2018 | $113.08 | $547.03 | $470.87 |
| 7 | 2/2/2018 | $113.08 | $520.74 | $384.08 |
| 8 | 2/16/2018 | $113.08 | $489.19 | $302.55 |
| 9 | 3/2/2018 | $113.08 | $451.33 | $227.33 |
| 10 | 3/16/2018 | $113.08 | $405.90 | $159.68 |
| 11 | 3/30/2018 | $113.08 | $351.38 | $101.12 |
| 12 | 4/13/2018 | $113.08 | $285.96 | $53.46 |
| 13 | 4/27/2018 | $113.08 | $207.46 | $18.88 |
| 14 | 5/11/2018 | $113.26 | $113.26 | $0.00 |
This is an example payment scheduled for a $400.00 bi-weekly installment loan taken out on 12/1/2017:
| ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 650.01 % | FINANCE CHARGE The dollar amount the credit will cost you. $1,064.36 |
| Amount Financed The amount of credit provided to You or on Your behalf. $400.00 | Total of Payments The amount You will have paid after making all payments as scheduled. $1,464.36 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 12/15/2017 | $104.60 | $500.00 | $964.36 |
| 2 | 12/29/2017 | $104.60 | $494.25 | $865.51 |
| 3 | 1/12/2018 | $104.60 | $487.06 | $768.10 |
| 4 | 1/26/2018 | $104.60 | $478.07 | $672.49 |
| 5 | 2/9/2018 | $104.60 | $466.84 | $579.12 |
| 6 | 2/23/2018 | $104.60 | $452.80 | $488.56 |
| 7 | 3/9/2018 | $104.60 | $435.25 | $401.51 |
| 8 | 3/23/2018 | $104.60 | $413.31 | $318.85 |
| 9 | 4/6/2018 | $104.60 | $385.89 | $241.67 |
| 10 | 4/20/2018 | $104.60 | $351.61 | $171.35 |
| 11 | 5/4/2018 | $104.60 | $308.76 | $109.60 |
| 12 | 5/18/2018 | $104.60 | $255.20 | $58.56 |
| 13 | 6/1/2018 | $104.60 | $188.25 | $20.91 |
| 14 | 6/15/2018 | $104.56 | $104.56 | $0.00 |
This is an example payment scheduled for a $500.00 semi-monthly installment loan taken out on 10/23/2017:
|
ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 388.61 % |
FINANCE CHARGE The dollar amount the credit will cost you. $706.18 |
|
Amount Financed The amount of credit provided to You or on Your behalf. $500.00 |
Total of Payments The amount You will have paid after making all payments as scheduled. $1,206.18 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 11/1/2017 | $86.17 | $548.21 | $657.97 |
| 2 | 11/15/2017 | $86.17 | $531.35 | $588.66 |
| 3 | 12/1/2017 | $86.17 | $521.50 | $512.34 |
| 4 | 12/15/2017 | $86.17 | $500.63 | $447.04 |
| 5 | 12/29/2017 | $86.17 | $476.63 | $384.87 |
| 6 | 1/12/2018 | $86.17 | $449.03 | $326.30 |
| 7 | 2/1/2018 | $86.17 | $440.62 | $248.54 |
| 8 | 2/15/2018 | $86.17 | $407.62 | $195.37 |
| 9 | 3/1/2018 | $86.17 | $369.67 | $147.15 |
| 10 | 3/15/2018 | $86.17 | $326.03 | $104.62 |
| 11 | 3/30/2018 | $86.17 | $278.41 | $66.07 |
| 12 | 4/13/2018 | $86.17 | $221.08 | $37.23 |
| 13 | 5/1/2018 | $86.17 | $160.93 | $11.21 |
| 14 | 5/15/2018 | $85.97 | $85.97 | $0.00 |
This is an example payment scheduled for a $400.00 semi-monthly installment loan taken out on 12/1/2017:
|
ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 440.40 % |
FINANCE CHARGE The dollar amount the credit will cost you. $718.41 |
|
Amount Financed The amount of credit provided to You or on Your behalf. $400.00 |
Total of Payments The amount You will have paid after making all payments as scheduled. $1,118.41 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 12/15/2017 | $79.90 | $468.00 | $650.41 |
| 2 | 12/29/2017 | $79.90 | $454.08 | $584.43 |
| 3 | 1/12/2018 | $79.90 | $437.79 | $520.82 |
| 4 | 2/1/2018 | $79.90 | $437.79 | $440.92 |
| 5 | 2/15/2018 | $79.90 | $425.75 | $373.06 |
| 6 | 3/1/2018 | $79.90 | $404.64 | $314.27 |
| 7 | 3/15/2018 | $79.90 | $379.95 | $259.06 |
| 8 | 3/30/2018 | $79.90 | $354.70 | $204.41 |
| 9 | 4/13/2018 | $79.90 | $321.52 | $157.69 |
| 10 | 5/1/2018 | $79.90 | $294.43 | $104.88 |
| 11 | 5/15/2018 | $79.90 | $251.00 | $68.41 |
| 12 | 6/1/2018 | $79.90 | $206.42 | $33.09 |
| 13 | 6/15/2018 | $79.90 | $148.03 | $11.58 |
| 14 | 6/29/2018 | $79.71 | $79.71 | $0.00 |
This is an example payment scheduled for a $500.00 semi-monthly installment loan taken out on 10/23/2017:
|
ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 518.20 % |
FINANCE CHARGE The dollar amount the credit will cost you. $981.30 |
|
Amount Financed The amount of credit provided to You or on Your behalf. $500.00 |
Total of Payments The amount You will have paid after making all payments as scheduled. $1,481.30 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 11/1/2017 | $105.81 | $564.29 | $917.01 |
| 2 | 11/15/2017 | $105.81 | $550.18 | $825.31 |
| 3 | 12/1/2017 | $105.81 | $545.94 | $723.74 |
| 4 | 12/15/2017 | $105.81 | $528.16 | $635.71 |
| 5 | 12/29/2017 | $105.81 | $506.82 | $551.24 |
| 6 | 1/12/2018 | $105.81 | $481.21 | $471.04 |
| 7 | 2/1/2018 | $105.81 | $481.21 | $365.23 |
| 8 | 2/15/2018 | $105.81 | $451.93 | $288.70 |
| 9 | 3/1/2018 | $105.81 | $415.34 | $219.48 |
| 10 | 3/15/2018 | $105.81 | $371.44 | $157.57 |
| 11 | 3/30/2018 | $105.81 | $322.55 | $100.65 |
| 12 | 4/13/2018 | $105.81 | $260.09 | $57.30 |
| 13 | 5/1/2018 | $105.81 | $193.95 | $17.63 |
| 14 | 5/15/2018 | $105.77 | $105.77 | $0.00 |
This is an example payment scheduled for a $400.00 semi-monthly installment loan taken out on 12/1/2017:
|
ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 645.78 % |
FINANCE CHARGE The dollar amount the credit will cost you. $1,129.87 |
|
Amount Financed The amount of credit provided to You or on Your behalf. $400.00 |
Total of Payments The amount You will have paid after making all payments as scheduled. $1,529.87 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 12/15/2017 | $109.29 | $500.00 | $1,029.87 |
| 2 | 12/29/2017 | $109.29 | $488.39 | $932.19 |
| 3 | 1/12/2018 | $109.29 | $473.87 | $837.42 |
| 4 | 2/1/2018 | $109.29 | $473.87 | $728.13 |
| 5 | 2/15/2018 | $109.29 | $473.87 | $618.84 |
| 6 | 3/1/2018 | $109.29 | $458.49 | $524.93 |
| 7 | 3/15/2018 | $109.29 | $436.50 | $437.63 |
| 8 | 3/30/2018 | $109.29 | $414.86 | $349.98 |
| 9 | 4/13/2018 | $109.29 | $381.96 | $273.59 |
| 10 | 5/1/2018 | $109.29 | $360.31 | $185.95 |
| 11 | 5/15/2018 | $109.29 | $313.77 | $123.20 |
| 12 | 6/1/2018 | $109.29 | $266.55 | $61.13 |
| 13 | 6/15/2018 | $109.29 | $196.57 | $21.82 |
| 14 | 6/29/2018 | $109.10 | $109.10 | $0.00 |
This is an example payment scheduled for a $300.00 semi-monthly installment loan taken out on 6/28/2017:
|
ANNUAL PERCENTAGE RATE The cost of Your credit as a yearly rate. 773.82% |
FINANCE CHARGE The dollar amount the credit will cost you. $1,136.96 |
|
Amount Financed The amount of credit provided to You or on Your behalf. $300.00 |
Total of Payments The amount You will have paid after making all payments as scheduled. $1,438.96 |
| Number of payments | When payments are due | Total payment | Early payoff amount | You save |
|---|---|---|---|---|
| 1 | 7/14/2017 | $102.73 | $402.73 | $1036.23 |
| 2 | 8/1/2017 | $102.73 | $402.73 | $933.50 |
| 3 | 8/15/2017 | $102.73 | $402.73 | $830.77 |
| 4 | 9/1/2017 | $102.73 | $402.73 | $728.04 |
| 5 | 9/15/2017 | $102.73 | $396.94 | $631.10 |
| 6 | 9/29/2017 | $102.73 | $382.47 | $542.84 |
| 7 | 10/13/2017 | $102.73 | $363.66 | $458.92 |
| 8 | 11/1/2017 | $102.73 | $363.66 | $356.19 |
| 9 | 11/15/2017 | $102.73 | $342.72 | $274.40 |
| 10 | 12/1/2017 | $102.73 | $322.27 | $192.12 |
| 11 | 12/15/2017 | $102.73 | $285.40 | $126.26 |
| 12 | 12/29/2017 | $102.73 | $237.47 | $71.46 |
| 13 | 1/12/2018 | $102.73 | $175.16 | $31.04 |
| 14 | 2/1/2018 | $103.47 | $103.47 | $0.00 |
Earn
Get 100 points each time you make an on-time payment.*
Graduate
With every six on-time payments you make, you will graduate to the next loyalty level. **
Loyalty
At each loyalty level, you'll earn three valuable benefits:
Loyalty Levels
We believe you should be rewarded for your responsible borrowing behavior. Aim for higher levels to get bigger savings.
| Level | Max Loan*** | Discount |
|---|---|---|
| New | $1,500 | 0% |
| Bronze | $1,550 | 10% |
| Silver | $1,700 | 19% |
| Gold | $1,850 | 27% |
| Platinum | $2,050 | 34% |
| Diamond | $2,250 | 41% |
| Diamond+ | $2,500 | 47% |
Get 100 points each time you make an on-time payment.*
As points add up, you achieve higher loyalty levels.
Once you’ve achieved a certain level, you keep the level and its benefits.
We won’t deduct your points or reduce your benefits.**
The APR on an Arrowhead Advance loan can range from 200% to 830% depending on the duration of the loan, loan fees incurred and other factors. Keep in mind that the APR range is not your finance charge, which will be disclosed with your loan agreement.
* Points will be awarded to a customer for making a timely and successful payment on or before the due date and for the minimum payment due. A customer’s payment is not deemed successful if any portion of it is returned or otherwise cannot be processed or if the payment is not for the entire amount due. Maximum number of points that can be earned per month is 1,000.
** We may suspend your ability to earn new points if your loan becomes past due. Arrowhead Advance reserves the right to modify or terminate the Loyalty Program or any aspect of the Program at any time with notice to you as required by applicable law, including earning requirements, loyalty levels, benefits and discount amounts, and earning criteria.
*** Upon credit approval
Arrowhead Advance is owned by the Wakpamni Lake Community. The Wakpamni Lake Community is a local government under the Oglala Sioux Tribe. The Pine Ridge Reservation is home to The Oglala Lakota Nation and covers about 2.2 million acres in South Dakota. The Oglala, or Scatter Their Own, are one of the seven bands of the Titowan (Lakota) division of the Great Sioux Nation.
The Wakpamni Lake Community is a tribal community/municipal government within the Wakpamni District of the Oglala Sioux Tribe. It owns the Wakpamni Lake Community Corporation (WLCC), which is responsible for the economic development of the Wakpamni Lake Community. Arrowhead Advance offers a way to grow tribal economic health while providing consumers an easy, fast and reliable way to get a loan online.
If you have already contacted Customer Service in an attempt to resolve an issue or concern and still need additional assistance, please contact the Wakpamni Lake Community Consumer Complaint Tribal Hotline.
If you would like a copy of the Tribal Credit Code of the Wakpamni Lake Community Corporation of the Oglala Sioux Tribe, please email us at coderequest@WLCCCompliance.com.
Securing your financial information and keeping your personal information confidential are our most important responsibilities.
Our systems have advanced virus protection with up-to-date virus definitions that keep our computers free of viruses and Trojans, inhibiting hackers from compromising your personal information.
We utilize up-to-date firewall technologies to block unauthorized access by individuals or networks. Firewalls are one way ArrowheadAdvance.com protects its computer network systems and your information while you interact with our website.
Secure transmissions ensure information remains confidential. ArrowheadAdvance.com has only the strongest Secure Socket Layer (SSL) on its website to transmit information to you and your bank.
Secure account features offer a time-saving paperless means to manage your cash advance.
Make use of secure access to your account. Schedule payments quickly and safely on our website. Your online payment activity is monitored by our security software, which automatically protects your financial information.
We are always researching new advances in security technology. We plan and prepare so that we provide protection for your information.
Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
If you need clarification about any part of our Privacy Policy, please contact us so that we can answer your question and make our policies more clear for you and our other customers.
| FACTS | WHAT DOES WLCC II D/BA/ ARROWHEAD ADVANCE DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason WLCC II D/BA/ ARROWHEAD ADVANCE chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does WLCC II D/BA/ ARROWHEAD ADVANCE share? | Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We Do Not Share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes - information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We Do Not Share |
| To limit our sharing |
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | Call 1-888-404-3075 or go to www.arrowheadadvance.com |
| Who we are | |
| Who is providing this notice? | WLCC II D/BA/ ARROWHEAD ADVANCE, a business entity of the Wakpamni Lake Community District of the Oglala Sioux Tribe, is providing this privacy policy. |
| What we do | |
| How does WLCC II D/BA/ ARROWHEAD ADVANCE LCC protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings. |
| How does WLCC II D/BA/ ARROWHEAD ADVANCE collect my personal information? |
We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? |
You have the right to limit only:
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing |
Companies related by common ownership or control. They can be financial and non-financial companies.
|
You understand that you are not required to authorize marketing text messages to obtain credit or other services from us. By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Msg. & Data Rates may apply to our confirmation message and all subsequent messages.
You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.
Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.
You agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and third-party collectors through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, auto dialers, or an artificial or prerecorded voice.
If we modify this Texting Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time. If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:
• Arrowhead Advance
PO Box 231
Batesland, SD 57716
• customersupport@arrowheadadvance.com
• 888-459-1315
You can change your preferences by visiting https://www.ArrowheadAdvance.com, signing in as a Returning Customer and selecting Account Preferences.
If you have trouble signing in or would like Customer Support to make these changes for you, please contact us at:
This policy applies to the text messages sent by Arrowhead Advance to our customers while and after they use our product. If you wish to stop receiving marketing text messages from Arrowhead Advance, reply to any text message we have sent you and in the reply text simply type STOP.
If you wish to stop receiving all text messages from Arrowhead Advance, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us. Your stop request will become effective within 10 days.
You may also stop text messages by calling us or emailing us using the contact information below:
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP.
Upon receiving your text message, we will send you a text message with this information. It is our policy to send no more than 10 messages per month.
In general, the messages we send provide you with information about your account. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.
Customer Support:
(800) 262-9071
or
(888) 459-1315
or
(800) 959-6680
Past Due Accounts:
(800) 276-2160
or
(888) 404-3257
or
(888) 585-0125
General Fax:
(855) 747-5748
Customer Support:
CustomerSupport@ArrowheadAdvance.com
Past Due Account:
Collections@ArrowheadAdvance.com
Payment Arrangements:
PaymentArrangements@ArrowheadAdvance.com
Arrowhead connects with banking data partners to automate much of the application process.
Click Next to authenticate with your bank and:
To confirm to us that you can access this information electronically, which will be similar to other electronic notices and disclosures that we will provide to you, please verify that you were able to read this electronic disclosure and that you also were able to print on paper or electronically save this page for your future reference and access or that you were able to e-mail this disclosure and consent to an address where you will be able to print on paper or save it for your future reference and access. Further, by checking the "sign here" box you consent to receiving notices and disclosures exclusively in electronic format on the terms and conditions described above. By checking the "sign here" box I agree that:
By checking here you agree that we may (i) call you at any number provided on your credit application, including your cell phone, with an auto dialer or pre recorded message (ii) write you, via US postal service and/or electronic mail or (iii) contact you by text message or other wireless communication method on any telephone number listed on your application, in order to inform you about account status information. You may be charged by your wireless provider in order to receive text messages. You may change your contact preferences by visiting www.ArrowheadAdvance logging into My Account and selecting "Contact Preferences" at any time or by calling us at 888-459-1315 or emailing us.
By checking here you agree that we may contact you by text message or other wireless communication method on any telephone number listed on your application, in order to inform you about special promotions, savings and services we believe may be of interest to you. You may be charged by your wireless provider in order to receive text messages. You may change your contact preferences by visiting www.ArrowheadAdvance logging into My Account and selecting "Contact Preferences" at any time or by calling us at 888-459-1315 or emailing us.
If ArrowHeadAdvance declines this application for credit or is unable to process my application and/or registration for any reason, I authorize ArrowHeadAdvance to forward my application and/or registration to another lender who reviews these applications. I understand that this is a service to me to be considered for alternative sources of financing. I further understand that the other lender offers credit on different terms and conditions. I understand that I may or may not be offered credit from an alternate lender and that I should review the privacy policy of any lender prior to applying for credit. By checking the "SIGN HERE" checkbox, I agree that I have read and understand these Terms and Conditions
Please review the document provided below.
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Click 'Link Bank' to authenticate with your bank and:
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